15 Kitchen Remodel Loans: Compare Financing Options Online

Belen aurora

View details 9.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $2,000 to $35,000** Rates: 9.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR Loan terms (years): 2, 3, 4, 5* Loan amount: $2,000 to $35,000** Fees: Origination fee Discounts: Autopay Eligibility: Available in all states except CO, CT, HI, IA, NV, NY, VT, and WV Min. income: $24,000 Customer service: Phone, email Soft credit […]

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9.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $2,000 to $35,000**
  • Rates: 9.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 2, 3, 4, 5*
  • Loan amount: $2,000 to $35,000**
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except CO, CT, HI, IA, NV, NY, VT, and WV
  • Min. income: $24,000
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 580
  • Time to get funds: As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)
  • Loan uses: Debt consolidation, emergency expense, life event, home improvement, and other purposes

Avant personal loans review

*If approved, the actual loan terms that a customer qualifies for may vary based on credit determination, state law, and other factors. Minimum loan amounts vary by state.

**Example: A $5,700 loan with an administration fee of 4.75{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} and monthly payments of $230.33.

axos

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6.49{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 29.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $5,000 to $35,000
  • Rates: 6.49{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 29.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 1, 2, 3, 4, 5
  • Loan amount: $5,000 to $35,000
  • Fees: No prepayment penalty
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Min. income: Does not disclose
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 740
  • Time to get funds: Next business day
  • Loan uses: Debt consolidation, home improvement, and other purposes

Axos Bank personal loans review

best egg

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5.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 29.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $5,000 to $35,000
  • Rates: 5.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 29.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 3, 5
  • Loan amount: $5,000 – $35,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except DC, IA, VT, and WV
  • Min. income: None
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 600
  • Time to get funds: As soon as 1 – 3 business days after successful verification
  • Loan uses: Credit card refinancing, debt consolidation, home improvement, and other purposes

Best Egg personal loans review

discover

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6.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 24.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $2,500 to $35,000
  • Rates: 6.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 24.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 3, 4, 5, 6, 7
  • Loan amount: $2,500 – $35,000
  • Fees: None as long as you pay on time
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 660
  • Time to get funds: Funds can be sent as soon as the next business day after acceptance
  • Loan uses: Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding

Discover personal loans review

freedomplus

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7.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 29.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $10,000 to $35,000
  • Rates: 7.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 29.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 2, 3, 4, 5
  • Loan amount: $7,500 – $40,000
  • Fees: Origination fee
  • Discounts: Does not disclose
  • Eligibility: Available in all states except CO, CT, HI, KS, MA, ME, NH, NV, NY, ND, OR, RI, VT, WV, WI, and WY
  • Min. income: None
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: Does not disclose
  • Time to get funds: As soon as 2 business days
  • Loan uses: Debt consolidation, home improvement, wedding, travel, medical expenses, and other purposes

FreedomPlus personal loans review

lendingclub

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10.68{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.89{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $1,000 to $40,000
  • Rates: 10.68{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.89{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 3, 5
  • Loan amount: $1,000 to $40,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except IA
  • Min. income: None
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 600
  • Time to get funds: Usually takes about 3 days
  • Loan uses: Debt consolidation, paying off credit cards, home improvement, pool loans, vacations, and other purposes

LendingClub personal loans review

Based on a majority of borrowers from LendingClub’s marketing partners who were issued loans between 1/1/19-12/13/19. The time it takes for your loan to be funded may vary.

lendingpoint

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15.49{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $2,000 to $25,000
  • Rates: 15.49{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 2, 3, 4
  • Loan amount: $2,000 to $25,000
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except CO, CT, HI, MA, MD, NV, NY, VT, WV, and WY
  • Min. income: $35,000
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 585
  • Time to get funds: As soon as the next business day
  • Loan uses: Home improvement, consolidate debt, credit card refinancing, relocate, make a large purchase, and other purposes

LendingPoint personal loans review

lightstream

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3.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 19.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $5,000 to $100,000
  • Rates: 3.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 19.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 2, 3, 4, 5, 6, 7 (up to 12 years for home improvement loans)
  • Loan amount: $5,000 to $100,000
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all states except RI and VT
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: No
  • Min. credit score: 660
  • Time to get funds: As soon as the same business day
  • Loan uses: Credit card refinancing, debt consolidation, home improvement, and other purposes

LightStream personal loans review

LightStream disclosure

marcus

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6.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 19.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR1 $3,500 to $40,0002
  • Rates: 6.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 19.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR1
  • Loan terms (years): 3, 4, 5, 6, 7
  • Loan amount: $3,500 to $40,0002
  • Fees: None
  • Discounts: None
  • Eligibility: Available in all states except MD
  • Min. income: $30,000
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 660
    (TransUnion FICO®️ Score 9)
  • Time to get funds: Many Marcus customers receive funds in as little as five days
  • Loan uses: Credit card refinancing, debt consolidation, home improvement, and other purposes

Marcus personal loans review

1Rate reduction available for AutoPay.

2You may be required to have some of your funds sent directly to pay off outstanding unsecured debt.

3After making 12 or more consecutive monthly payments, you can defer one payment as long as you have made all your prior payments in full and on time. Marcus will waive any interest incurred during the deferral and extend your loan by one month (you will pay interest during this extra month). Your payments resume as usual after your deferral. Advance notice is required. See loan agreement for details.

onemain financial

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18.00{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $1,500 to $20,000
  • Rates: 18.00{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 2, 3, 4, 5
  • Loan amount: $1,500 to $20,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Must have photo I.D. issued by U.S. federal, state or local government
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: None
  • Time to get funds: As soon as the same day, but usually requires a visit to a branch office

OneMain Financial personal loans review

penfed

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6.49{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 17.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $600 to $20,000
(depending on loan term)
  • Rates: 6.49{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 17.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 1, 2, 3, 4, 5
  • Loan amount: $600 to $20,000 (depending on loan term)
  • Fees: None
  • Discounts: None
  • Eligibility: Does not disclose
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: No
  • Min. credit score: 670
  • Time to get funds: 2 to 4 business days after verification
  • Loan uses: Debt consolidation, home improvement, transportation, medical, dental, life events

PenFed personal loans review

prosper

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6.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $2,000 to $40,000
  • Rates: 6.95{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 3, 5
  • Loan amount: $2,000 to $40,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except IA, ND, WV
  • Min. income: None
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 640
  • Time to get funds: On average, within 5 days of accepting your offer
  • Loan uses: Debt consolidation, home improvement, vehicles, small business, new baby expenses, and other purposes

Prosper personal loans review

sofi

View details

5.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 18.83{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $5,000 to $100,000
  • Rates: 5.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 18.83{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 2, 3, 4, 5, 6, 7
  • Loan amount: $5,000 to $100,000
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all states except MS
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: Does not disclose
  • Time to get funds: 3 business days
  • Loan uses: Solely for personal, family, or household uses

SoFi personal loans review

upstart

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6.94{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.97{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR $1,000 to $50,000
  • Rates: 6.94{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.97{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR
  • Loan terms (years): 3, 5
  • Loan amount: $1,000 to $50,000 ($3,005 minimum in GA; $6,005 minimum in MA)
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except IA and WV
  • Min. income: Does not disclose
  • Customer service: Email
  • Soft credit check: Yes
  • Min. credit score: 580
  • Time to get funds: Within a day of clearing necessary verifications
  • Loan uses: Debt consolidation, credit card refinancing, home improvement, and other purposes

Upgrade personal loans review

upstart

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8.13{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR4 $1,000 to $50,0005
  • Rates: 8.13{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} – 35.99{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} APR4
  • Loan terms (years): 3 to 5 years4
  • Loan amount: $1,000 to $50,0005
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except IA and WV
  • Min. income: $12,000
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 580
    (in most states)
  • Time to get funds: As soon as 1 – 3 business days6
  • Loan uses: Payoff credit cards, consolidate debt, take a course or bootcamp, relocate, make a large purchase, and other purposes

Upstart personal loans review

4The full range of available rates varies by state. The average 3-year loan offered across all lenders using the Upstart platform will have an APR of 15{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} and 36 monthly payments of $33 per $1,000 borrowed. There is no down payment and no prepayment penalty. Average APR is calculated based on 3-year rates offered in the last 1 month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.

5This offer is conditioned on final approval based on our consideration and verification of financial and non-financial information. Rate and loan amount are subject to change based upon information received in your full application. This offer may be accepted only by the person identified in this offer, who is old enough to legally enter into contract for the extension of credit, a US citizen or permanent resident, and a current resident of the US. Duplicate offers received are void. Closing your loan is contingent on your meeting our eligibility requirements, our verification of your information, and your agreement to the terms and conditions on the www.upstart.com website.

6If you accept your loan by 5pm EST (not including weekends or holidays), loan funds will be sent to your designated bank account on the next business day, provided that such funds are not being used to directly pay off credit cards. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law.

Compare rates from these lenders without affecting your credit score. 100{b29a8546b24e15ebce5bdf4c4e1e007cef837acd9a52cbb1d773f07e7168b7a8} free!
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All APRs reflect autopay and loyalty discounts where available | LightStream disclosure | Read more about Rates and Terms
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